Tom Vartanian is the Executive Director of the Financial Technology and Cybersecurity Center, the Alexandria, Virginia-based nonprofit that advocates for dynamic financial services and public policies. Vartanian has more than 50 years of experience in the financial sector and served as a regulator in both the Reagan and Carter administrations. He is the author of nine books, including his latest, 2023's The Unhackable Internet: How Rebuilding Cyberspace Can Create Real Security and Prevent Financial Collapse. In this VISION by Protiviti interview, Joe Kornik, editor-in-chief of VISION by Protiviti, and Vartanian discuss why crypto isn’t money and mammoth changes to the market if a CBDC is launched in the U.S.